If you have the finances to make investments, then it seems increasingly possible to turn to SCPI rather than life insurance, so we give you all the advice you may need below.
You will therefore know that you have the possibility toeasily invest in an SCPI, such as the SCPI Primovie.
We'll tell you more below.
Tips and tricks for understanding SCPIs
A SCPI is therefore a Société Civile de Placement Immobilier, an association of people who have funds to invest and which allows them to come together to buy property.
The SCPI therefore allows you to get together to have a larger budget and to choose the property in which you are going to invest.
We tell you more about the SCPI below. SCPIs: why are they so successful?
The success of the SCPI is explained very simply by the possibility, with a scpi primovie or not, to have a significant return in relation to the risks that are taken.
More and more people are turning away from the famous life insurance policies and preferring SCPIs.
You will learn more about this in the rest of this article. Fixed or variable capital SCPIs
It is impossible to talk to you about SCPIs without mentioning the fact that there are two main types of SCPI. On the one hand, you will find what is known as a fixed-capital SCPI and on the other, variable-capital SCPIs.
With a fixed capital SCPI, each member, or partner, of the SCPI has the same number of units. Each unit has a price that is set each year (usually). Before you take out units, you are entitled to an annual forecast of the returns per unit.
Depending on the SCPI you join, the profits can vary, so it is up to you and your financial advisor (if you have one) to decide which option is best for you. This will depend on the amounts you have to invest, the benefits you are looking for and the risks you are prepared to take.
In most cases, you will be strongly advised to look at open-ended SCPIs as they are easier to join, but also easier to leave. They will allow you to take your first steps into the world of real estate investments and schemes easily and without too much risk of failing. So give them a try and see if you are satisfied!