If you have finances that allow you to make investments, then it seems more and more possible to turn to SCPI rather than life insurance, so we'll give you all the advice you may need below.
You will know that you have the possibility toeasily invest in an SCPI, such as the SCPI Primovie.
We'll tell you a little more below.
Tips and tricks for understanding SCPIs
A SCPI is therefore a Société Civile de Placement Immobilier, it is an association of people who have funds to invest and which allows them to get together to buy real estate.
The SCPI allows you to have the possibility of gathering to have more budget and to choose the real estate in which you will invest.
We tell you a little more about the SCPI below. SCPI: why such a success?
The success of the SCPI is explained very simply by the possibility, with a scpi primovie or not, to have a significant return in relation to the risks that are taken.
We see more and more people who will in fact turn away from what is offered with the famous life insurance policies to prefer them SCPI.
So you'll learn a little more in the rest of this article. SCPI with fixed or variable capital
It is impossible to talk to you about SCPi, without mentioning the fact that there are two main types of SCPi. On the one hand, you will find what is called a fixed capital SCPI and on the other hand, variable capital SCPI.
With a fixed capital SCPI, each member, or associate, of the SCPI has the same number of units. Each unit has a price that is set each year (usually). Before you purchase units, you are entitled to an annual forecast of the returns per unit.
Depending on the SCPI you are going to join, the profits can vary, so it is up to you with the help of your financial advisor (if you have one) to determine the best option for you. And this, according to the amounts that you have to invest, the advantages that you seek but also the risks that you are ready to take.
In most cases, we will strongly advise you to look at what is offered by the SCPI with variable capital because they are easier to join, but also easier to leave. They will allow you to take your first steps in the world of real estate investments easily and without having too many risks to fail. So, test it and see if you are satisfied!