When you start working, it is absolutely necessary to be able to save. Indeed, this will allow you to be prepared in case of a hard blow, and to avoid taking out a consumer loan for example.
But saving also means preparing your contribution, so that one day you can become a homeowner and be granted a real estate loan more easily. In any case, there are many reasons to start saving. What are the most interesting savings books? How to prepare yourself? That's what we'll look at.
All our tips to help you save
First of all, we are going to look at the passbooks that will allow you to put money aside. We recommend you to open a Livret A, as well as a PEL.
The Livret A allows you to accumulate up to 60 000 euros. Its rate may not be interesting, about 1%, however it is a good way to save every month. With the PEL, you will prepare your real estate contribution. It is a specific passbook, because in order to withdraw money, it is necessary to ask for authorization from your bank.
So you won't be tempted to take money out of your PEL. Other solutions exist, if you want to put some money aside. And you will find solutions that will be adapted to your needs on https://www.choisir1banque.fr. In any case, don't hesitate to contact your consultant, who will be able to give you solutions.