The PEL or housing savings plan, is a banking product more and more solicited, because it allows the people who take advantage of it to be able to take advantage after a certain time, of interesting conditions to borrow in order to carry out a real estate project.
These savings will help the household in question to build up a contribution, initially, while opening up rights to particularly interesting interest rates for borrowing in order to buy an apartment or a house following this saving.
A product that requires a certain assiduity
In terms of PELThere are rules to respect, and the contributions must be monthly, and equivalent to at least 150€ so that the savings can be set up in good conditions.
This is a necessity, one of the obligations of this type of savings.
And it is worth making some efforts, knowing that afterwards, you will have at your disposal a contribution that can for example pay the notary fees, while benefiting from a loan at a very competitive rate, a good way to make a good real estate operation.