Why take out home insurance?

HomeInsuranceHome InsuranceWhy take out home insurance?

Home insurance is an important part of owning a home. It covers your property in case of fire, flood, burglary or other disasters.

C’est aussi un bon moyen de vous protéger financièrement si quelque chose arrive à votre maison. Comme vous ne pouvez pas prévoir tous les risques, vous avez besoin d’une assurance pour couvrir les coûts de tout dommage qui n’est pas couvert par vos impôts fonciers et autres assurances de responsabilité civile. Vous trouverez ci-dessous quelques-unes des raisons pour lesquelles il est important de souscrire une assurance habitation.

You need insurance in case of a claim

If your home is damaged in a disaster, you must have insurance to cover the cost. For example, if your home floods and the damage is covered by your policy, you will not have to pay for the repairs out of pocket. It is always a good idea to check What insurance do you need for your home, apartment or castle 🙂

Your liability insurance protects your property

Liability insurance covers your property if you accidentally cause damage to someone else. For example, if someone trips on a sidewalk and sues you for injury, they could sue you for their medical bills and their pain and suffering. If they were injured to the point of needing surgery, they could even sue you for the loss of income they may have suffered while recovering.

Home insurance protects you financially

Home insurance protects you financially if something happens to your home. It covers the cost of any damage that is not covered by your property taxes and other liability insurance. This coverage can help you pay for repairs or replacements if you suffer a covered loss, such as a fire or storm.

Your home is not your castle

If your home is not insured, it's like saying you don't want to protect it. It doesn't matter how good the lock on the door is or how high the fence is. If something happens to the house and you don't have insurance, it's entirely possible that you could lose everything. For example, if there is a fire and your entire house is engulfed in flames, without insurance, there is a good chance you will have to live in your car while they try to rebuild your home.

How can I reach Direct Assurance by phone?

If you wish to contact Direct Assurance, you can call us during one of our business hours.

Direct Assurance also offers 24/7 customer service and a live chat service to answer questions about your plan.

What is the cheapest insurance on the market?

This answer is a little trickier to give. What we can tell you is that you should compare your options to find the cheapest insurance on the market for what you're looking for.

In our opinion, here are some of the cheapest insurance policies on the market


You may not know it, but it's very likely that you will need home insurance at some point in your life. Whether you own or rent your home, there is always the possibility that you will need to make a claim in order to have the necessary repairs done.

Direct Assurance is an independent broker that will find the best home insurance deal for you. Visit our website at DirectAssurance.com or call us today to find out how Direct Insurance can help you find the right home insurance for your needs.

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